Unemployment Insurance: How It Works And How To Apply

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Note: This story has been updated to reflect changes since it was originally published on March 18. The coronavirus pandemic has left  many in Kentucky jobless, and many more will lose their jobs in the coming weeks. Researchers at the Federal Reserve’s St. Louis district estimate the unemployment rate could hit 32 percent due to the coronavirus. But access to unemployment insurance has been greatly expanded for those who have lost their jobs to help ease the burden. 

Gov. Andy Beshear issued an executive order on March 25, expanding unemployment eligibility to workers not typically covered by the program, including the self-employed, independent contractors, freelance workers, substitute teachers and childcare workers employed by religious groups and nonprofits.